Sample Report — This is a demonstration showing what a real report looks like. Data shown is fictional.

BD19 SMR

BMW 320d M Sport

2019 · Diesel · 1995cc · Automatic

Outstanding Finance Mileage Rollback Insurance Write-Off Not Stolen MOT Valid

Make

BMW

Colour

Black

Year

2019

Fuel

Diesel

Engine

1995cc

CO2

124 g/km

Euro

Euro 6

Wheelplan

2 Axle

Tax Due

01/03/2027

MOT Expiry

15/09/2026

Registered

Mar 2019

Type

M1

Report Summary

We checked 6 official databases across the UK

Outstanding Finance

Finance Alert

Active HP agreement found with Black Horse Finance.

Mileage

Rollback Detected

Rollback detected: 54,200 mi → 31,800 mi between Sep 2024 and Jan 2025.

Write-Off

Cat N Write-Off

Category N write-off recorded in February 2024. Non-structural damage.

Stolen Check

Clear

Not recorded as stolen on Police National Computer.

MOT Status

Valid

Valid until 15 Sep 2026. Last test passed with 2 advisories.

Tax Status

Taxed

Taxed. Due date: 01 Mar 2027.

Scrapped / Exported

Clear

Not recorded as scrapped or exported.

Plate Changes

1 Change

1 plate change recorded. Previously registered as BF19 XYZ.

Outstanding Finance

This vehicle has outstanding finance!

Buying this vehicle could mean you lose it and the money you paid. The finance company legally owns the car until the debt is settled.

Finance Company Black Horse Finance
Agreement Type Hire Purchase (HP)
Agreement Date 15 March 2022
Agreement Number BHF-2022-****-7891
Status Active

Mileage Rollback Detected

Odometer rolled back by approximately 22,400 miles!

The mileage dropped from 54,200 mi to 31,800 mi. The real mileage should be approximately 62,000 mi based on recorded history.

12 Sep 2025 MOT Test
33,100 mi
14 Jan 2025 MOT Test
31,800 mi
20 Sep 2024 MOT Test — Before rollback
54,200 mi
22 Sep 2023 MOT Test
42,350 mi
18 Sep 2022 MOT Test
28,104 mi
14 Sep 2021 MOT Test
15,230 mi

Expected average: ~10,000 miles/year. UK national average: 7,400 miles/year.

Insurance Write-Off

Category N write-off recorded

This vehicle suffered non-structural damage and was deemed uneconomical to repair by the insurer. It has since been repaired and returned to the road.

Category N (Non-structural)
Date Recorded 14 February 2024
Insurer Admiral Insurance
Damage Area Front end, bumper, bonnet
Current Status Repaired — back on road

Stolen Vehicle Check

Clear

This vehicle is not recorded as stolen on the Police National Computer (PNC).

PNC Database
DVLA Records
MIAFTR Register
Interpol Database
HMRC Records
Insurance Records

MOT History

Pass rate: 80%
PASS 12 Sep 2025
33,100 mi

Offside front tyre slightly worn (advisory)

PASS 14 Jan 2025
31,800 mi

Brake disc worn but above limit (advisory)

Exhaust has minor leak (advisory)

FAIL 20 Sep 2024
54,200 mi

Front brake disc excessively worn (major)

Nearside headlamp aim too high (major)

Windscreen wiper does not clear adequately (major)

PASS 25 Sep 2024
54,205 mi

Front brake disc worn but above limit (advisory)

PASS 22 Sep 2023
42,350 mi
PASS 18 Sep 2022
28,104 mi

Offside rear tyre approaching legal limit (advisory)

Market Valuation

Be cautious!

This vehicle has a write-off record and outstanding finance. The valuation below is for a clean vehicle — actual value will be significantly lower.

Trade

£14,200

Private

£16,800

Retail

£18,450

Auction

£13,100

Part Ex.

£14,900

Owner History & Plate Changes

Previous Keepers

3

V5C Certificates

4

Plate Changes

1

Keeper Changes

1

Keeper #1

15 Mar 2019
2

Keeper #2

22 Aug 2021
3

Keeper #3

10 Jan 2024

Plate Changes

M19 BMW
BD19 SMR
05 Jun 2021

V5C Logbook

A new V5C is issued by the DVLA every time the vehicle is sold or the registered keeper changes. 4 V5Cs have been issued, indicating 4 ownership registrations.

1

V5C Certificate #1

15 Mar 2019
2

V5C Certificate #2

22 Aug 2021
3

V5C Certificate #3

22 Aug 2021
4

V5C Certificate #4

10 Jan 2024

CO2 Emissions

This vehicle emits 124 g/km of CO2, placing it in Band D.

A

B

C

D

E

F

G

124 g/km — Band D · Annual road tax: £155

Performance

Power

190.0

BHP @ 4,000 rpm

Torque

400

Nm @ 1,750 rpm

0–60 mph

7.2s

seconds

Top Speed

149

mph (240 kph)

Engine Details

Engine Code B47D20
Manufacturer BMW
Cylinders 4 (Inline)
Capacity 1,995 cc
Aspiration Turbocharged
Valve Gear DOHC
Valves per Cylinder 4
Bore × Stroke 84 × 90 mm
Location Front

Fuel Economy

Urban

47.1

mpg (6.0 L/100km)

Extra Urban

62.8

mpg (4.5 L/100km)

Combined

55.4

mpg (5.1 L/100km)

Dimensions & Weight

Length 4,633 mm
Width 1,811 mm
Height 1,429 mm
Wheelbase 2,810 mm
Kerb Weight 1,580 kg
Gross Weight 2,100 kg
Fuel Tank 59 litres
Doors 4
Seats 5

Vehicle Identity

VIN WBA5R1C50KAK12345
Body Style Saloon
Transmission Automatic (8 speed)
Drive Type Rear
Country of Origin Germany
Doors 4
Seats 5

Road Tax (VED)

12 Months

£155

6 Months

£85.25

VED Band

D

Tyre Data

Front 225/45 R18
Rear 255/40 R18
Front PSI 33
Rear PSI 36
Spare Run-flat

Battery Data

Type AGM
Capacity 90 Ah
Voltage 12V
CCA 900A
Location Boot (right)

DVLA Vehicle Details

Registration BD19 SMR
Make BMW
Model 320d M Sport
Colour Black
Year 2019
Fuel Diesel
Engine 1995 cc
CO2 124 g/km
Euro Status Euro 6
Tax Status Taxed
Tax Due 01 Mar 2027
MOT Status Valid
MOT Expiry 15 Sep 2026
First Registered March 2019
Wheelplan 2 Axle Rigid Body
Type Approval M1
Marked for Export No

3 issues found

This vehicle has outstanding finance, mileage rollback, and an insurance write-off record.

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Data sources

DVLA — Vehicle register
DVSA — MOT records
PNC — Police database
MIAFTR — Write-off register
HPI — Finance records
HMRC — Import/export
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Disclaimer: This is a sample report for demonstration purposes only. The vehicle, registration, and data shown are entirely fictional and created to illustrate the type of information included in a VehicleCheckPro report. Real reports compile live data from DVLA, DVSA, and licensed commercial providers at the time of purchase.